Sunday, November 11, 2007

Back to School: Textbook Savings

If you are sending your adult children off to college you know that there are three school related expenses which make up the bulk of your budget: tuition, room and board, and textbooks. The first two expenses are mostly fixed and predictable costs, while the third is impossible to predict as well as a potential budget buster. You may not be able to predict textbook expenses, but you certainly can reduce them by following these three important steps:

1. Shop Online. Your college bookstore has an ironclad grip on textbook inventory, right? Well, at one time that was a true statement. Today, thanks to the internet, websites have sprung up that sell new and used textbooks at prices much lower than those found on campus. Shop with those retailers who have clearly outlined payment, shipping and handling, and return policies. Scan auction sites too for additional savings.

2. Shop Retail. The big bookstore retailers as well as some of the office supply stores carry some titles. At the very least your student can purchase all of his or her supplies off campus, saving you big money in the process.

3. Shop Used. Your campus bookstore knows that having used textbooks on hand will keep them somewhat competitive. The trick with textbook publishers is that yearly updates can make used copies obsolete: planned obsolescence in action! Still, when I was in school I had one professor who encouraged students to pick up the outdated copies of one book since he knew the cost was outrageous and he planned on referencing it sparingly. Your student may also learn that some of the titles on the professor's list are optional, not mandatory purchases.

Students today no longer have to feel as if they are being held hostage by outrageous textbook prices. Have your student shop wisely and your budget will remain on track.

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Quick Authentic Feng Shui Advice For Your Home

During a site consultation for a department of the United Nations in Malaysia, one of its employees asked me a question that seems to be asked often: can you give me some quick guidelines for my home without having to go too much into it? And of course, still using classical Feng Shui. House consultations are usually very detailed affairs with many layers of disciplines used and time consuming as each home is unique BUT there still is general advice that can be used without accidentally creating negative effects.

It helps to know which directions should be enhanced and those that are not to be stimulated. If you are not sure of your Kua number, you can use our Kua Number Calculator to find out your Auspicious and Inauspicious directions. Inauspicious directions need remedies and more protection while Auspicious directions should be primarily enhanced. Remember, different people have different Kua numbers and directions, meaning a good direction for you to stimulate may be a bad direction for a loved one. In cases where there are multiple occupants whose good/bad directions overlap: use items that are primarily protective items with a secondary role of enhancing. That way, if an item for some reason is placed in the wrong direction, you're still protected.

The Entrance
Asides from the entrances being entry points for your home, it is also very important in Feng Shui as that's where a very large amount of chi comes in and sets the overall tone of your home. Wouldn't you rather allow good flowing chi into your home instead of negative chi entering and pulling everything down? Here, you would want to set up a filter point choosing for auspicious chi coming in or good chi. A protective item would make sure only good chi (sheng chi) comes in, whereas a wealth enhancer would transform the chi coming in to be auspicious chi. Recommendations: All Protectors (Protective), Authentic Wealth Bowl (Auspicious), Kuan Kung on Horse of Progress (Both).

The Backdoor
The backdoor or exit of your house is frequently overlooked because there is usually more importance stressed on the entrance. The importance of this part of the house increases when depending on how often you use it. For some, it is an entrance to their garden or a more convenient form of exit. If you do not use the backdoor often, focusing on protection takes priority. If it is used very often, then you can also treat it similar to an additional entrance. Recommendations: Kuan Kung God of War (Protective), Lucky Wealth Bars (Auspicious), Inscribed Dragon Tortoise (Both).

The Living/Dining Room
This is usually the place where members of the house would spend a large amount of time together. Be it entertaining guests, watching a favorite show together or just winding down after a tough day at work. This is also a place to maximise the usage of Feng Shui for you to reap the benefits it can bring. Recommendations: Fu Lu Shou Set (Protective), Prosperity Buddha (Auspicious), Lord Chung Kwei Guardian of Harmony (Both).

The Bedroom
This is a place where we rest and recuperate and thus open ourselves to negative or positive influences in our immediate surroundings. Most of the times, health related items are recommended in this section and refrain from putting enhancers that are constantly moving like windchimes. This is one of the best places to promote harmony and soak up auspicious chi. Recommendations: 8 Immortals Wu Lou (Protective), Health Wealth Pendant (Auspicious), Kuan Yin on Arowana(Both).

Well, hopefully this list has provided you with some basic knowledge of how you can use classical Feng Shui in your home properly. I'd also like to take the time to wish you and your an prosperous Lunar New Year!

For more information on remedies, don't forget to visit our website at: www.smilingbamboo.com! :)

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Are You Soccer Mad?Soccer Crazy? Then try these Rome Soccer Tours

If you are fanatical about soccer, as you read through this article you're going to learn that it's easier than you think to travel to Rome, and see a classic soccer match, with the fans of Roma or Lazio at your side. Wouldn't it be amazing to tell your friends that you were there, in the Stadio Olimpico, when the winning goal was scored!

Whether you are coming to Rome on vacation or business, you simply have to experience the thrill of a football match! Rome soccer tour packages give you tickets to AS Roma or SS Lazio home games, hotel accommodation and breakfast daily. But don't delay, tickets sell out quickly because both teams attract fanatical support.

The Stadio Olimpico is home to both Roma and Lazio and was built for the 1960 Olympic games. An impressive 82,000 plus venue it has housed European Cup Finals and the 1990 World Cup Final. It is also the first choice home of the Italian national team, and a great venue for these Rome soccer tours.

And you can be reassured... it's easy to get there. Romes principal airport, Fiumicino, lies 30kms south of the city and connects to Romes major train station, Termini by regular hourly trains. The second airport, Ciampino, lies 15km south east of the city and is connected to the centre by bus to Anagnina metro station, where a direct train and then a tram will quickly get you to the stadium.

You can even save time and money and book your airport transfer services before you go! You can use a shuttle service that will take you from Rome's Leonardo Da Vinci International Airport to your Rome Hotel, without the hassle of picking up a rental car, negotiating unfamiliar traffic and maps.

The history of both Roman Football Clubs is equally littered with glory and frustration.

AS Roma were born in 1927 from the fusion of three different clubs - Alba, Fortitudo and Roman. A fine record in the 1930s eventually led to the first Giallorossi Scudetto in 1942.

Difficult years followed until their one and only relegation in 1951. With an immediate return to the top flight, Roma quickly captured a third place and the 1961 UEFA Cup. The Coppa Italia came in 1964, the first of seven in this competition.

Romas most glorious years were the 1980s as aside from the two Italian Cups, the clubs second Scudetto was lifted by Coach Nils Liedholm in 1983. The following year only a penalty shoot-out against Liverpool at the Stadio Olimpico kept them from winning the European Cup.

Fabio Capellos Roma led the 2000-01 Serie A table from start to finish for their third Scudetto and the clubs first medal in a decade.

Rivals Lazio were founded in 1900 as Societa Spotiva Lazio, a multi-purpose sports club. The Biancocelesti began football full-time in 1906. Winning one wartime Roman title in 1944, the club lifted their first national trophy - a Coppa Italia - in 1958 but were relegated three seasons later.

Several trips up and down the Divisions preceded Lazios first Scudetto in 1973-74 when they were led by the legendary Giorgio Chinaglia. But within five years came the clubs darkest hour as Lazio was relegated for financial irregularities and only a play-off prevented the club from slipping into Serie C in 1987.

Sergio Cragnotti took over the club in 1992 and with his financial backing Lazio have become a force both in Italy and Europe. Since 1997 the Biancocelesti have won their second Scudetto, a Cup-Winners Cup, an Italian and European Super Cup and two Italian Cups. However, only massive sales and a restructuring of contracts allowed the club to avoid bankruptcy.

Both clubs continue to ride close to the top of Italy's Serie A, and the rivalry is intense, especially during the annual "derby" matches where the teams and tifosi face each other. So, if your passion is football, then don't miss the opportunity to see your favorite Roman team play a home game this season, and be there with The Ultras!

Why book ahead?.. Well, here are my thoughts:

* The most popular matches can sell out well in advance. Don't risk being disappointed!

* Reduce stress! Don't waste time haggling with the hotel concierge for matchday tickets.

* Lock in your price! Currency dips & price hikes won't effect you.

* Save vacation time! Plan & book now, not when you're there.

* Balance your vacation budget! Charge tours on this month's credit card bill.

Believe me (and I've been in Rome during a major soccer tournament!) there's nothing like the atmosphere of a match day, and the city buzzes with excitment. So, try one of these great value Rome soccer tours. Take the easy way - and book this efficient service online now and save time in Rome. You could have your match tickets secured in the next fifteen minutes!

I hope you'll agree that these special Rome soccer tours offer real value, and I know that you'll return home with some special memories of your stay in the Eternal City.

As an extra resource for readers, I have posted this article onto my website, and provided quick links to these great tours. Lets-Travel-Rome.com/RomeSoccerTours

Best wishes for a great trip, and let me know the score!

Les Sheppard

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Do You Know How To Clean A Fish?

Now that you have caught your dream fish, do you know how to clean?

Good job. You must be so proud of yourself. You have just landed the biggest fish of all. How do you clean it? You certainly don't want those ugly fish scales all over your wife's clean kitchen. Now what to do. What about cleaning the fish before you leave your fishing spot.

You will need a great knife to start with-a fish fillet knife. Spread out some old newspaper. Use a fish scaler or knife and work against the grain of the scale. Once all the scales are removed, you can toss the newspaper and rinse the fish.


Now it gets even messier. Do you know how to gut the fish? The less mess the better. Take your knife with the blade pointed toward the fish's head, poke the stomach and slit the fish moving the fillet knife towards the fish's head. Do not cut deep.

Secondly, take the fish fillet knife with the blade pointing toward the fish's tail and open the stomach. Remove all the fish guts.

Thirdly, remove the gills and lastly, wrap up the messy newspaper and toss. There you have it. A perfectly cleaned fish.Ashton Cigars
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Berkely California Real Estate

Berkeley, California, is located in Alameda County, 11miles NE of San Francisco, California.

Berkeley is a vibrant, intellectually-energetic citywith a population of 102,743. At its center is theworld-renowned University of California at Berkeley,home to current and would-be Nobel prize winners,several cultural and art museums, performing arts, andthe Golden Bears football team. Home to CaliforniaCuisine a neoclassical style of cooking thatincorporates fresh, seasonal ingredients--a terminvented at Chez Panisse, the legendary restaurant inNorth Berkeley founded by famed chef Alice Waters.

Berkeley Homes

Homes in Berkeley reflect the eclectic and diversestyle of its residents, from popular Arts and Craftsera bungalows nestled in the Berkeley Hills to newlyrestored Victorians that surround the university anddowntown areas. Designer of the Hearst Castle in SanSimeon and Californias first female architect JuliaMorgan firmly set her roots here, and you can stillsee her historic buildingsdesignated aslandmarksthroughout Berkeley, including the BerkeleyCity Club and the Julia Morgan Theatrea small artsproduction company.

Berkeley properties pool is 44,955 residentialproperties which include newly built properties. Themedian age of real estate in Berkeley is 1941, with anaverage Household size of 2.84 people. 8% are onebedroom homes, 31% are 2 bedroom homes, 36% are 3bedroom homes, 18% are 4 bedroom homes, and 7% are 5+bedroom homes.

Berkeley Mortgage Statistics

Homes With No Mortgage - 29%

Homes With Mortgage - 71%

First Mortgage Only - 54%

First & Second Mortgage or HELOC - 18%

Berkeley Area Real Estate Tax

Berkeley Real estate Tax: Median Real Estate Taxes(2000) were $3,004 comparing to 1999 Median Familyincome $ 70,434. Compare to USA median yearly RealEstate Tax $1,300 and USA median Family Income $42,000(1999).

Berkeley School District: Berkeley has a wide range ofprivate and public schools that boast one of thenations highest test scores and attrition rates.Among them is the unique Ecole Bilingue whichspecializes in a French immersion program for childrenup to age 14. Children make up 14.1% of Berkeleyspopulation and a dizzying number of cultural andextra-curricular programs are available to themyear-round. Berkeley has 14,513 of under 18 years oldresidents, or 0.27 kids per one worker, or 0.32 kidsper one household.

Berkeley Real Estate & Berkeley Homeownership

There are 17082.9 or 38% one person households,15284.7 or 34% two person households, and 6293.7 or14% three person households in Berkeley, California.Median residents age is 32.5, Senior citizens (65+)make up 10,484 or 10.2%% of Berkeley population.

Large employees abound in Berkeley, including theUniversity of California, the Bayer Corporation, andthe Power Bar company to name a few. There are 54,674workers (over 16 years of age) in Berkeley. Of these,52.83% drive to work. Approximately 18.58% of workersin Berkeley take public transportation. An estimated14.9% walk to work, taking advantage of beautiful andmuch-needed civic improvements such as the newpedestrian bridge that links the Berkeley Marina andthe shoreline to the city. Berkeleywith its proximityto San Franciscoand a year-round temperate climatemakes it a popular place in which to live, work, andthrive.

Median Berkeley homeowner's housing expenses are 20.8%

Crime in Berkeley (2003), crimes per 10,000 residentsper year

Violent Crimes - 90.13

Robberies - 39.13

Aggravated Assaults - 48.86

Property Crimes - 846.29

Burglaries - 121.18

Larceny-Thefts - 605.1

Motor Vehicle Thefts - 120.01

Invest in Berkeley Properties

When making a decision about buying real estate inBerkeley California area, you should consider thecitys vast ethnic diversity. These statisticsindicate a high level of multiculturalism andtolerance. Events that celebrate the citys manydifferent ethnic communities include the nowinstitutionalHow Berkeley Can You Be and an annualNative American Pow Wow.

Near Medium City -Near Large City - San Francisco,California

Berkeley Zip Codes - 94702, 94703, 94704,94705, 94706, 94707, 94708, 94709, 94710

Berkeley Area Codes - 510

White population - 59.17%

African-American population - 13.63%

Asian - 16.39%

American Indian & Alaskan - {-}%

Hispanic (of any race) - 9.73%

Median Family Income (1999) - $ 70,434%

Population Below Poverty Level - 18.97%

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